What is the best free alternative to EveryDollar?

We have 2 open source alternatives to EveryDollar that you can self-host for free.

Can I self-host an alternative to EveryDollar?

Yes! All 2 alternatives listed here can be self-hosted on your own servers, giving you full control over your data and privacy.

Are these EveryDollar alternatives really free?

Yes, all alternatives are open source and free to use. Some may offer paid hosting or premium features, but the core software is always free.

Best Self Hosted Alternatives to EveryDollar

A curated collection of the 2 best self hosted alternatives to EveryDollar.

EveryDollar is a budgeting app from Ramsey Solutions that helps users create and maintain zero-based budgets, track spending, set savings goals, and plan debt payoff. Available on web and mobile; the paid version adds bank account syncing and advanced features.

ezBookkeeping

Self-hosted personal finance app for tracking expenses/income, budgets, accounts, and reports with multi-currency support and import/export.

ezBookkeeping is a self-hosted web application for personal bookkeeping and household finance tracking. It helps you record expenses and income, manage accounts and categories, and view summaries and reports to understand your cash flow.

Key Features:

Expense/income tracking with customizable categories, accounts, and payees
Multi-currency support with exchange-rate handling
Budgets and recurring/periodic transactions for routine spending
Reports and charts for trends, category breakdowns, and cash flow summaries
Data import/export (e.g., CSV) for backups and migration
Multi-user capable deployment with authentication and role-aware separation (where configured)
Mobile-friendly web UI; optional companion/mobile experience depending on deployment

Use Cases:

Track household spending across multiple accounts (cash, bank, credit cards)
Maintain a simple ledger for side projects or small personal businesses
Monitor budgets and recurring bills while reviewing monthly/annual reports

Limitations and Considerations:

Feature depth is focused on personal bookkeeping; it is not a full double-entry accounting/ERP suite.
Some advanced bank-sync integrations may not be available without manual import.

ezBookkeeping fits users who want a straightforward, privacy-friendly way to record transactions and analyze spending without relying on a hosted finance service. It provides the essential tools—categories, accounts, budgets, and reports—while remaining lightweight and practical for daily use.

3.7kstars

380forks

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OpenBudgeteer

A self-hosted personal finance app focused on envelope budgeting, recurring transactions, and budget reporting in a lightweight web interface.

OpenBudgeteer is a lightweight web application for managing personal finances with a focus on envelope-style budgeting. It helps you plan budgets, track income and expenses, and understand spending patterns over time.

Key Features

Envelope budgeting with configurable budget categories and monthly planning
Transaction management (income/expense) with category assignment
Recurring transactions to automate frequent entries
Import support for transaction data (CSV-based workflow)
Reporting views to analyze spending and budget adherence over time
Multi-user capable setup (suitable for households) depending on deployment configuration

Use Cases

Run an “envelope budget” for a household and track spending per category
Record day-to-day transactions and review monthly budget performance
Import bank/exported CSV transactions and categorize them for reporting

Limitations and Considerations

Banking integrations (direct sync/PSD2) are generally not a core focus; imports are typically manual.

OpenBudgeteer is a pragmatic option for users who want a clear envelope-budget workflow without the complexity of full accounting software. It fits well for individuals or families who prefer simple budgeting, recurring entries, and basic reports in a self-hosted web app.

924stars

63forks