OpenBudgeteer is a lightweight web application for managing personal finances with a focus on envelope-style budgeting. It helps you plan budgets, track income and expenses, and understand spending patterns over time.

Key Features

Envelope budgeting with configurable budget categories and monthly planning
Transaction management (income/expense) with category assignment
Recurring transactions to automate frequent entries
Import support for transaction data (CSV-based workflow)
Reporting views to analyze spending and budget adherence over time
Multi-user capable setup (suitable for households) depending on deployment configuration

Use Cases

Run an “envelope budget” for a household and track spending per category
Record day-to-day transactions and review monthly budget performance
Import bank/exported CSV transactions and categorize them for reporting

Limitations and Considerations

Banking integrations (direct sync/PSD2) are generally not a core focus; imports are typically manual.

OpenBudgeteer is a pragmatic option for users who want a clear envelope-budget workflow without the complexity of full accounting software. It fits well for individuals or families who prefer simple budgeting, recurring entries, and basic reports in a self-hosted web app.